Ricardo Baldin

Mr. Ricardo Baldin has been Executive Director of Itaú Unibanco Holding SA since April 29, 2009. Mr. Baldin is responsible for the internal audit division of the executive directors’ office. In 1977, Mr. Baldin joined PricewaterhouseCoopers as a trainee and served as a Partner for 18 years. As an Independent Auditor, he was the Leading Partner of the financial institutions area. Mr. Baldin served as the Partner, responsible for PwCs financial institutions group in South America, where he was responsible for the coordinating various projects in the region, including the evaluation of the Ecuadorian financial system. He served as a Director of the National Association of Financial, Administrative and Accounting Executives, or ANEFAC, and was also responsible for the financial institutions group at IBRACON for several years. Mr. Baldin has a Bachelor's Degree in accounting science from the Universidade do Vale do Rio dos Sinos, Rio Grande do Sul and university extension courses in management and finance from the Fundao Dom Cabral and Fundao Getulio Vargas.