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Founding Engineer, Payment Intelligence

Uno WalletAerospace Engineering
Pay
$140K–$210K
per year
Work mode
On-site
Full Time
Experience
1+ yr
Entry

San Francisco, CA at a glance

Rent
#2 of 51
$2,680/mo+46% vs US avg
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295 mild days0 hot · 0 cold
Income tax
#1 of 51
13.3% top rateCalifornia

What you need

iOSmobile developmentbackendmachine learningpayment systemsdata infrastructurereal-time systems

Build the system that decides how people pay.

Wallets today store cards. Uno decides which one to use.

Uno understands the merchant, purchase context, rewards, offers, and each user’s goals, then chooses the best way to pay in real time. We are starting with an intelligent wallet for iPhone and building the payment intelligence layer behind it.

What you will build

  • The iPhone app and core payment experience
  • Merchant prediction engines and category prediction
  • Real-time payment decisions that must be fast, accurate, and reliable
  • Backend, data infrastructure, and new products from prototype through production

This is not a narrow mobile, backend, or ML role. You will work directly with the founders, decide what matters, ship quickly, and own whether it works.

Who we are looking for

  • You have built technically difficult products that real users depended on.
  • You are exceptional in at least one of mobile, backend, or ML
  • You can turn messy real-world data and ambiguous problems into reliable product behavior.
  • You want significant ownership at the earliest stage of a company.

The team

You will work directly with Saket Joshi, a former xAI Member of Technical Staff who built recommendation systems at scale, and Mordi Shadpour, a former Bloomberg Terminal expert.

You will help shape the product, architecture, engineering culture, and team we build next.

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About Uno Wallet

Uno is building an AI-powered wallet for everyday spending. We start at checkout: Uno automatically selects the best credit card for each purchase based on merchant category, card rewards, and spending patterns, so users earn more points, miles, and cashback without thinking about it. Today, people either guess which card to use or manually juggle rewards categories. Uno turns that decision into an invisible automation. Over time, Uno becomes the financial agent in your pocket: optimizing which card to tap, which cards to apply for, when bills are due, and other everyday money decisions.

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Founding Engineer, Payment Intelligence
$140K–$210K · Uno Wallet
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