Job Description
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
We're hiring an Android-strong senior engineer who's eager to work beyond a single platform: someone who can go deep on Android but is comfortable picking up iOS, backend, or even web work as the problem demands and as their own interests lead. You'll work closely with our web pods, backend and client engineers, product, design, analytics, and marketing to create new growth experiences for our customers.
Come make a difference with us and have fun doing it! This position is hybrid from our Bangkok office as part of our expanding site. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Partner with product, design, and analytics from problem definition onward — shaping what we build and why, including writing up the spec, not just implementing finished ones.
- Build and refine the systems that drive acquisition, activation, engagement, and retention — deciding what to test, when to ship it, and how to measure it.
- Work across the stack as needed — owning Android, but contributing to iOS, backend, or web (React/TypeScript) when that's where the problem lives.
- Work in an AI-native way — using AI coding tools and agents for cross-stack code generation, spec-driven development, and faster iteration across Android, iOS, backend, and web.
- Translate customer pain points and business goals into technical solutions, and push back when the data suggests a better path.
- Run and instrument experiments (A/B tests, funnels, activation flows, retention loops) to validate that what we ship actually moves growth metrics — and kill what doesn't.
- Develop a scalable architecture that enables the organization to remain agile as it expands.
- Drive decisions on the strategies and methodologies used in app development and testing at EarnIn.
- Ship iteratively — prioritize ruthlessly, scope MVPs, and balance speed against quality to get value to CMs faster.
- Create Unit and Automation (UI) Tests to ensure new code doesn't break existing features and meets product requirements.
- Own your projects end-to-end — from spec through launch and iteration — with minimal oversight.
- Bachelor's (or higher, e.g., MS or PhD) in Computer Science or a related technical field or equivalent technical experience.
- 4+ years of industry experience building, shipping, and maintaining mobile applications at scale, with a strong focus on Android.
- A growth mindset: you care about acquisition, activation, engagement, and retention outcomes, are comfortable with ambiguity, and can take a high-level idea and shape it into a product spec.
- Strong ownership — you can take a project from spec to launch on your own, with good judgment about when to ask for input and when to just move.
- Willingness and curiosity to work across stacks — Android-strong, but ready to contribute on iOS, backend, or web rather than staying boxed into one platform.
- Very comfortable with AI-native development workflows — using AI coding tools and agents as a core part of how you design, build, and ship.
- Genuine interest in growth loops, experimentation, and metrics-driven product development.
- Strong communication and cross-functional collaboration skills — you can engage product, design, marketing, and analytics partners as an equal, not just a downstream implementer.
- Fluency in Kotlin, with a strong grasp of reactive & functional paradigms (Coroutines/Flow, RxJava).
- Proven experience with modern Android app architectures (MVVM, MVI, MVP, Clean Architecture) and Jetpack components.
- Deep understanding of Android UI frameworks, including XML layouts and Jetpack Compose.
- Hands-on knowledge of software engineering best practices across the full SDLC: coding standards, code reviews, Git workflows, CI/CD pipelines, automated testing, and mobile release operations.
- Experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow?
- Experience with mobile analytics and experimentation tooling (e.g., Amplitude, feature flags, A/B testing frameworks) is a strong plus.
- Familiarity with iOS development, backend development, or web (React/TypeScript) is a significant plus.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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Job Details
- Category
- Software
- Employment Type
- Full Time
- Location
- Bangkok, Thailand (Hybrid)
- Posted
About Earnin
EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
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