Job Description
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We're on a mission to reinvent the financial system and make it work for people. We are looking for an experienced professional to lead a full-stack engineering team comprising backend and mobile engineers. This position is based in our Mountain View HQ and will require hybrid work with in-office days 2 days a week.
We have a top-tier team of engineers and leaders who have worked for tech companies such as Meta, Apple, Amazon, Netflix, Google, Uber, Dropbox, etc. As a hands-on Manager for our Early Bets team, you will have the unique opportunity to contribute to designing and developing some of our early-stage innovative products (0-1). You will work with your cross-functional partners and team to shape the direction of our Savings products and help make it a significant driver of customer retention and revenue for the company. The base salary range for this full-time position is $266,000 - $326,000 + equity + benefits. Our salary ranges are determined by role, level, and location. Come make a difference with us and have fun doing it!WHAT YOU'LL DO- Act as a product-minded player-coach, balancing high-impact team management with hands-on technical contributions to rapidly build and iterate on early-stage innovative products (0-1).
- Embed AI-native practices into the daily rhythm of planning, prioritization, and execution to accelerate the delivery and validation of "Early Bets" products.
- Scale team impact by optimizing workflows through AI automation, ensuring the team remains agile and effective while navigating the high-velocity requirements of early product development.
- Maintain deep, hands-on AI fluency to lead by example, leveraging advanced AI tools to design, develop, and evaluate the quality of engineering work supporting new product initiatives.
- Coach and mentor engineers on critical, effective AI usage, moving beyond simple automation to sophisticated, disciplined engineering practices.
- Own the full performance management lifecycle for your team, from setting clear expectations and delivering ongoing feedback to calibration, leveling decisions, and development planning.
- Partner with product and cross-functional teams to translate ambiguous business goals into strategic technical roadmaps optimized for discovery and high-velocity iteration.
- Drive the architecture and implementation of new features, breaking down complex problems and delivering high-quality code that serves as a foundation for scalable, high-impact products.
- Recruit and develop a top-tier engineering team, fostering a culture of technical excellence and constant innovation.
- Bachelor's, Master’s, or PhD degree in Computer Science or a related technical discipline.
- 7+ years of software engineering experience, including leadership in an IC or EM capacity.
- Ability to dive into architecture and write clean, scalable code while simultaneously mentoring others.
- Comfort working with cross-functional partners including PMs, Analysts, and mobile/backend engineers.
- Experience leading teams that produce high-quality output on critical infrastructure.
- Hands-on fluency with AI-native engineering workflows, including tools such as Cursor and Claude, with the judgment to use AI for planning, coding, triage, and technical decision support.
- A creative, tenacious problem solver with a "get-it-done" attitude.
- A standard-bearer who takes pride in their work and inspires others to rise to the occasion.
- Capable of maintaining a positive, healthy team environment that supports and challenges everyone.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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Job Details
- Category
- Software
- Employment Type
- Full Time
- Location
- Mountain View, CO (Hybrid)
- Posted
- Compensation
- $266,000 - $326,000 per year
About Earnin
EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
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