Job Description
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We’re looking for a Staff Backend Engineer to join the Money Platform team at EarnIn. This team consolidates all financial components into a centralized system that supports multiple products. You'll work cross-functionally with global teams to build secure, scalable services that enable fast, compliant, and reliable financial operations.
This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Design and implement scalable, high-quality backend features and REST APIs
- Drive end-to-end execution of complex initiatives, from design to production
- Maintain and extend test automation to support CI/CD
- Mentor engineers and provide guidance through code and architecture reviews
- Collaborate with cross-functional teams (Product, Design, Data Science, Marketing)
- Debug and resolve production issues across services and infrastructure
- Continuously adopt and evaluate new technologies for business impact
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
WHAT WE'RE LOOKING FOR
- 7+ years in backend development, with experience in a tech lead role
- Bachelor’s/Master’s/PhD in Computer Science or related field, or equivalent experience
- Proficient in C#, Kotlin, or Java
- Strong experience architecting and optimizing complex, data-driven systems
- Proven ability to lead technical strategy, mentor engineers, and drive delivery
- Excellent communication skills across distributed teams
- Fintech/payments domain experience is a plus
- Experience building scalable, cross-functional payment systems is highly valued
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Optimize Your Resume for This Job
Get a match score and see exactly which keywords you're missing
Job Details
- Category
- Software
- Employment Type
- Full Time
- Location
- Bengaluru, India
- Posted
About Earnin
EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
More Roles at Earnin
Similar Software Roles
Found this role interesting?