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Data, Growth & Analytics Intern

Earnin
Mountain View, CO
Internship
Compensation
$30.00–$40.00/hour

Job Description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Summary

We are creating a special internship opportunity for a highly motivated college junior or senior to join our Data team for the summer. This is a cross-functional role: you will be housed within the Data organization and will work closely with our Machine Learning, Growth, and Go-to-Market (GTM) teams. You'll work on real business problems — turning data into actionable insights that directly influence product strategy, user acquisition, and member retention.

This is not a "shadow and observe" internship. You'll own meaningful projects from day one, collaborate with experienced professionals, and be expected to present findings and recommendations to stakeholders across the company. This is a Mountain View-based position requiring in-office work 2 days a week. The Mountain View base compensation range for this internship position is $30-$40 per hour. Our salary ranges are determined by role, level, and location.

What You'll Do

  • Analyze user behavior data to identify growth opportunities across the member lifecycle, from acquisition through retention.
  • Build and maintain dashboards and reporting tools to track key product and business metrics, working alongside the Growth and ML teams.
  • Design, support, and evaluate A/B tests and other experiments to measure the impact of product and marketing initiatives.
  • Develop and refine segmentation models, user funnels, and cohort analyses to surface insights that inform GTM strategy.
  • Synthesize quantitative findings into clear, compelling recommendations — communicating results to both technical and non-technical stakeholders.
  • Contribute to ad-hoc analytical requests that support strategic planning and leadership decision-making.

What We're Looking For

  • Currently pursuing a Bachelor's degree (junior or senior standing) in Economics, Statistics, Mathematics, Data Science, Computer Science, or a related quantitative field at an accredited university.
  • Strong analytical and problem-solving skills, with the ability to move from raw data to a clear, actionable insight.
  • Proficiency in SQL for data extraction and analysis.
  • Working knowledge of Python or R for data manipulation and analysis (Pandas, NumPy, Scikit-learn, or equivalent).
  • Experience with data visualization tools (Tableau, Power BI, Looker, or similar).
  • Excellent written and verbal communication skills; ability to present findings clearly to non-technical audiences.
  • Ability to work full-time, on-site in Mountain View, CA.

Preferred:

  • Familiarity with A/B testing frameworks and experimentation methodology.
  • Prior coursework or project experience in business analytics, financial modeling, or marketing analytics.
  • Exposure to growth, product, or GTM concepts (user funnels, LTV, CAC, churn).
  • Experience with Excel/Google Sheets for financial or operational modeling.
  • Interest in FinTech, consumer finance, or financial inclusion.

Why Join EarnIn This Summer

  • Work on products that genuinely improve people's financial lives.
  • Hands-on mentorship from experienced Data, ML, and Growth professionals.
  • Exposure to the full data-to-decision lifecycle in a fast-moving, consumer-facing FinTech company.
  • High-performing interns may be considered for return offers.

#LI-Hybrid


At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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Job Details

Department
G&A
Category
Legal & Compliance
Employment Type
Internship
Location
Mountain View, CO
Posted
Compensation
$30 - $40 per hour

About Earnin

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

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