Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®.

Learn more at https://www.novacredit.com or reach out to [email protected]

Challenges

• Graph Data Engineering Making sense of all foreign data to provide value for customers with machine learned techniques.
• API Integrations Every data supplier has a totally different system to integrate with.
• Unique Product Delivery Nova has a first-ever complex outward facing API.

Stack

• Node.js/Express
• React.js/Redux
• AWS + Docker + Terraform