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Mercoa

San Francisco, CA, USA2+ employeesSeed raised
AI Agent for Billpay platforms to pay invoices with virtual cards

AI Agent for Billpay platforms to pay invoices with virtual cards

YC W23

About the Company

Mercoa is an embedded B2B payments platform that lets any B2B fintech add BillPay and Accounts Payable to their product. Just like Stripe makes it easy to add Invoicing and AR, Mercoa does the same for BillPay and AP.

We offer a drop-in iFrame, SDKs, and APIs that are used by a variety of early and growth stage companies raging from accounting firms, neobanks, and vertical SaaS in multiple industries such as construction, e-commerce, home services, and more!

Tech Stack

Technical Challenges

  • Scaling the API to millions of requests a day
  • Optimizing our GPT based OCR technology
  • Creating an amazing developer experience for folks using our APIs and SDKs
  • Building out native integrations with best in class payments infrastructure for financing, accounting systems, and payments.

Backend

  • Typescript
  • Google Cloud
    • Serverless API server on Google Cloud Run
    • Analytics on BigQuery
  • Postgres
    • CockroachDB for horizontal scalability
    • Prisma ORM

Frontend

  • Typescript
  • Next.js / React
  • Tailwind
  • Vercel

Founders

Sai Arora
Sai Arora

Founder at Mercoa

Sandeep Dinesh
Sandeep Dinesh

Founder at Mercoa (W23) Prev: Senior Software Engineer @ Stripe Lead Software Engineer @ Furmacy (YC W21) Senior Developer Advocate @ Google Cloud

Ready to start your space career at Mercoa?

Shipping like we're funded. We're not. No affiliation.

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