3Jane

3Jane is building the first scalable, capital-efficient credit-based money market on Ethereum. We extend realtime USDC credit lines—backed by on-chain proofs of credit scores (via CreditKarma/zkTLS), DeFi/CEX holdings and bank (via Plaid) assets—to yield farmers, traders, businesses and AI agents. By bringing credit creation onchain (no collateral, no banks), we unlock the second pillar of modern finance for crypto and set the stage for a multi-trillion-dollar credit economy native to Ethereum. This unlocks a three-dimensional collateral space within crypto financial markets by introducing future-backed loans alongside existing asset-backed loans.