Job Description

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

The Macro & Economic Insights team is responsible for translating Plaid’s unique, high-frequency transaction and balance data into rigorous, forward-looking insights about household financial health, credit dynamics, and the broader economic cycle. The team builds internal indicators, research outputs, and external-facing analysis that leverage Plaid’s data advantage to inform strategy, products, and market narratives.

As the Macro and Credit Research Economist, you will build and own macroeconomic and credit indicators derived directly from raw transaction data. You will develop forecasting models, identify economic turning points, and produce rigorous analysis that informs internal decisions and external research.

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About Plaid

Plaid develops financial technology infrastructure that enables applications to connect with users' bank accounts and financial data. The company provides APIs that facilitate secure access to consumer-permissioned banking, investment, and credit information across various financial institutions. Plaid’s platform supports services such as personal finance management, payments, lending, and identity verification.

Macro & Credit Research Economist

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