Head of Regulatory Affairs

What you'll do

Own HitPay's regulator-facing function across our five directly-held licenses (SG MPI under MAS PSA, PH OPS under BSP MAL, MY Merchant Acquirer under BNM, AU AUSTRAC, US FinCEN MSB). You'll be the primary voice with MAS — managing PSA obligations, AML/CFT submissions, business plan variations, and emerging guideline responses — while extending oversight to our four other licensed markets. This isn't a paper-pushing role: HitPay ships products fast, and regulatory needs to ship at the same cadence.

Must have

- Deep, hands-on understanding of the MAS Payment Services Act — MPI/SPI designations, AML/CFT obligations, PS-N02 notices, and Section 6 business variation submissions.

- 7–10 years in regulatory affairs, compliance, or legal-reg at a Singapore payment institution, EMI, MAS-regulated bank, or PSA licensee.

- Proven track record of leading at least one MAS license submission, audit, or material business variation end-to-end.

- Bias for shipping over planning. We measure in submissions filed, queries closed, and licenses maintained — not memos written

Nice to have

- Familiarity with at least one other HitPay-relevant regime: BSP (PH MAL/OPS), BNM (MY Merchant Acquirer / Money Services Business), AUSTRAC, FinCEN MSB.

- Prior experience inside a fintech that scaled through a license upgrade (SPI→MPI, EMI→PI, etc.).

- Comfort with AI tooling — we use Claude/MCPs heavily across compliance ops.

- Ex-MAS, ex-MAS-regulated-bank-compliance, or ex-Big-4 reg consulting with a clear in-house counterweight.

What will not work

- Job hoppers. We're looking for ≥18-month tenures and a clear narrative.

- Pure law-firm regulatory advisors with no in-house operator experience.

- "Looking to enter fintech" — you should already know the PSA cold.

- Big-4 / consulting-only backgrounds without an in-house tour of duty.

Comp

- Cash: HitPay default for level (open band)

- Equity: HitPay default for the role

- Location: Singapore (Preferred)