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Senior Machine Learning Engineer (Marketing)

Earnin
Bengaluru, India
Full Time

Job Description

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

EarnIn is undergoing transformative investments in machine learning products, algorithms, and platforms. We seek highly skilled and experienced ML engineers to start and lead our algorithmic marketing initiatives from our India office in Bengaluru. You will apply machine learning models, statistical techniques, experiment design, and data analysis to optimize marketing spend on user acquisition and retention, ensuring the most efficient use of resources. You will be a catalyst for our healthy and growing business, creating first-of-a-kind success stories for marketing through machine learning.

This position will be a hybrid from our Bengaluru office as part of our expanding site location with 2 days a week in the office. EarnIn provides excellent benefits for our employees including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO 

  • Design, build, A/B test, and maintain machine learning and statistical models to optimize audience, channel, campaign, creative, and customer journey improving ROI for user acquisition and lifecycle marketing.
  • Continuously optimize the quality of our machine learning models for Marketing Mix Modeling (MMM), predicted Lifetime Value (LTV), incremental Lift estimation, and causal inference.
  • Analyze large datasets to extract actionable insights and inform marketing decisions. 
  • Collaborate with multiple teams in the US and India. Communicate findings and recommendations to stakeholders clearly and concisely. 
  • Champion scientific rigor in data-driven decision-making.
  • Stay up-to-date with the latest advancements in machine learning, statistical techniques, and marketing analytics to recommend newer business opportunitiess

WHAT WE'RE LOOKING FOR

  • Bachelor's or Master’s degree in Computer Science, Engineering, or a related field.
  • 3+ years of industry machine learning experience and excellent software engineering skills.
  • Familiarity with digital marketing concepts and metrics. Prior experience with Marketing Mix Modeling (MMM), predicted Lifetime Value (LTV), incremental Lift estimation, geo lift tests, and causal inference is a big plus.
  • Expertise in the breadth of machine learning and statistical techniques such as tree-based models, deep learning techniques, and A/B testing.
  • Strong programming skills in Python, and familiarity with ML frameworks such as TensorFlow, PyTorch, XGBoost, and Scikit-Learn.
  • Hands-on experience with SQL and data manipulation tools.
  • Experience with ML cloud platforms such as AWS Sagemaker, Databricks, or GCP Vertex AI
  • Strong analytical skills to evaluate business impact and performance metrics of ML implementations and drive continuous improvement
  • Strong communication and collaboration skills.
  • Passion for learning and staying updated with the latest machine learning industry trends.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

#LI-Hybrid

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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Job Details

Category
Software
Employment Type
Full Time
Location
Bengaluru, India
Posted

About Earnin

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

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