# Founding Engineer

**Company:** [Uno Wallet](https://zerogtalent.com/ai-companies/uno-wallet)
**Location:** San Francisco, CA, US / Palo Alto, CA, US
**Work mode:** On-site
**Seniority:** Entry
**Employment type:** Full Time
**Salary:** USD 100K–180K/yr
**Category:** Operations
**Listed:** 2026-08-07

[View and apply on Zero G Talent](https://zerogtalent.com/ai-jobs/uno-wallet/founding-engineer-payment-intelligence-103221)

## Job description

**Build the system that decides how people pay.**

Wallets today store cards. Uno decides which one to use.

Uno understands the merchant, purchase context, rewards, offers, and each user’s goals, then chooses the best way to pay in real time. We are starting with an intelligent wallet for iPhone and building the payment intelligence layer behind it.

**What you will build**

-   The iPhone app and core payment experience
-   Merchant prediction engines and category prediction
-   Backend, data infrastructure, and new products from prototype through production

This is not a narrow mobile, backend, or ML role. You will work directly with the founders, decide what matters, ship quickly, and own whether it works.

**Who we are looking for**

-   You have built technically difficult products that real users depended on.
-   You are exceptional in at least one of mobile, backend, or ML
-   You want significant ownership at the earliest stage of a company.

**The team**

You will work directly with a former xAI Member of Technical Staff who built recommendation systems at scale, and a Harvard MBA.

You will help shape the product, architecture, engineering culture, and team we build next.

## Other open roles at Uno Wallet

- [Founding Sr. Product Leader (Technical)](https://zerogtalent.com/ai-jobs/uno-wallet/founding-head-of-product-113112) — South San Francisco, CA, US / Palo Alto, CA, US

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*Source: [Zero G Talent](https://zerogtalent.com), the job board for space, defense, AI, robotics and frontier-tech companies.*
