Founding Engineer - AI & Full-Stack - SF Bay Area

We’re looking for a founding full-stack engineer to help us build the systems that will run financial operations.

At PathPilot, we’re building an AI workforce for Lending — agents that handle support, collections, onboarding, and compliance end-to-end. These aren’t copilots. They execute real workflows in production environments where money, risk, and trust are involved.

This is not just a coding role — it’s a chance to own product decisions, shape technical direction, and build the foundation of a platform that’s transforming financial operations globally.

**Why Join Us?**
Around 70–80% of lending and financial operations today is still manual. Teams spend their time moving across CRMs, following scripts, chasing payments, and reviewing documents. This isn’t because the problems are simple, but because they’re fragmented, high-stakes, and tightly constrained by compliance.

The result is that fintech companies struggle to scale. As volume grows, headcount has to grow with it.

We’re building a different path. PathPilot is the AI layer that sits at the center of these operations, where agents don’t just assist but actually execute workflows. They handle conversations, negotiate payments, verify documents, and enforce compliance in real time.

If we get this right, fintechs won’t just become more efficient — they’ll be able to offer better products, operate at lower cost, and ultimately offer better access to capital to people.

What You’ll Do

• Build end-to-end features with our stack: React/Typescript + Python
• Architect complex systems and guide AI Coding Agents to build the next generation of PathPilot technology
• Drive key tech decisions, define APIs, and scale new capabilities as we grow
• Build the frameworks that will enable us move faster

What We’re Looking For

• Strong full-stack development experience — you’ve built and shipped products end to end.
• Solid understanding of LLMs (prompt design, fine-tuning, embeddings, or orchestration frameworks like LangChain/LlamaIndex).
• Experience with data-intensive applications (e.g., chat logs, CRM data, or financial data pipelines).
• Ability to move fast, prioritize impact, and make pragmatic technical decisions.
• Passion for AI as a product, not just as a model — you care about user experience, outcomes, and trust.
• Comfort working in a small, fast-moving team with high ownership and autonomy.

What We’re Looking For
PathPilot was founded by engineers (Ex-Meta) who have built and scaled production systems at top tech companies and startups. Started PathPilot after seeing firsthand how manual and fragmented financial operations still are — especially in lending, where teams spend countless hours on workflows that should be automated but can’t be easily replaced due to compliance and complexity.

Nice to Have

• Experience as founder or founding engineer
• Experience in fintech, banking, lending systems.
• Familiarity with agentic frameworks or multi-agent orchestration.
• Cloud experience (AWS, GCP, or on-prem setups).